What Does Motorhome Insurance Cover?

While some people only use their motorhomes during the camping season, many others live in their motor homes full time or travel a lot throughout the year. No matter how much time you spend in your motorhome, you should definitely ensure that you have an adequate amount of insurance coverage in place to protect the investment you have made in your beautiful home away from home.

There is an array of different types of motorhome coverage options you can choose from and the agents at Hermes Insurance Solutions serving the Sanger, TX area are ready to assist you with all of your motorhome insurance needs.

Required Motorhome Insurance

If you own a motorhome in the state of Texas, you are required to have at least liability insurance in place. Liability insurance will help cover any damages or injuries that result from an accident that you are involved in with your motorhome.

Uninsured and Underinsured Motorist Insurance

While uninsured and underinsured motorist coverage is not required by the state of Texas, it is good coverage to have in place. This will help protect you and the investment you made in your motorhome if you become involved in an accident with a driver who does not have an adequate amount of auto insurance available.

Comprehensive Insurance Coverage

Comprehensive motorhome insurance coverage is very important since your motorhome is like a second home to you. This type of insurance will help you with any damages that occur from a natural disaster, an act of vandalism, or a fire. This type of insurance coverage will also assist you in replacing your motorhome if it is stolen.

Collision Insurance

If you have a collision with some sort of object, such as a telephone pole or guardrail, or if you collide with another vehicle, collision insurance coverage will assist you in paying for any damages.

If you owe money to a lender for your motorhome, you are more than likely required to have both collision and comprehensive insurance coverage already in place.

Reach Out To Us

Call today to receive a quote for motorhome insurance coverage from the experienced motorhome insurance agents at Hermes Insurance Solutions serving the Sanger, TX area!