When you want the best insurance protection possible but you don’t want to spend too much to get it, umbrella insurance is a good choice. It offers a high level of protection right where you need it and doesn’t come with a high price tag. If you already have an auto policy and a home policy, you can add to the coverage by getting an umbrella policy.
To find out more about these, you can call us at Hermes Insurance Solutions in Sanger, TX to learn more and get started.
More Liability Coverage
There are different types of coverage, and one of them is for liability. This pays for another party’s medical and certain other bills after an accident. Some accidents happen in the home. However, many home insurance policies don’t have much liability coverage in them. This can lead to an accident being too expensive for your home insurance to cover. When this happens, you will be responsible for everything the policy doesn’t cover. The same is true for car accidents and your auto insurance. Liability coverage may not be very high, and umbrella insurance can help. This type of insurance adds to both your auto and home insurance so that each has far more coverage for liability.
A Worthy Investment
Umbrella insurance is an inexpensive type of insurance policy, but the maximum payouts are huge. You get a lot of coverage for the price, and this can leave you much better protected financially. It costs much less than if you added directly to both your home and auto policies. With the amount of coverage and the savings it provides, it’s easy to see why so many people get this insurance.
Get Umbrella Coverage
When you’re interested in this type of insurance, call us at Hermes Insurance Solutions in Sanger, TX. We will be happy to assist you with all your coverage needs.
Most people think that if they have insurance, they are fully protected from any legal problems that might arise. However, what many people don’t know is that there are different types of insurance policies, and each one has its own specific purpose.
One such policy is called umbrella insurance, and it can provide extra protection in the event that something goes wrong. Hermes Insurance Solutions in Sanger, TX can provide you with a guide on what umbrella insurance is, what it covers, who needs it, how much it costs, and when is the best time to buy this type of policy.
Umbrella Insurance: What You Need To Know
Umbrella insurance is a type of insurance that provides extra protection in the event that you are involved in an accident or lawsuit. It can provide coverage for things like medical bills, legal fees, property damage, and more.
It is particularly useful for those who have significant assets, such as high net-worth individuals or families with young children. The cost of an umbrella insurance policy will vary depending on a number of factors, including the amount of coverage you need and your overall risk profile.
If you are concerned about protecting yourself from potential legal issues, it is a good idea to speak to a qualified insurance agent about your options. They can help you determine whether or not umbrella insurance is right for you, and they can also help you find the best policy at a price that fits into your budget.
Contact Us Today
If you have any questions about umbrella insurance and whether it might be a good idea for you to have a policy, give Hermes Insurance Solutions a call today. We proudly serve the Sanger, TX area.
Hermes Insurance Solutions is here to help business owners in the greater Sanger, TX area. Our team can assist with all insurance matters, including commercial umbrella policies. We are proud to serve the insurance needs of our community!
Benefits of umbrella insurance for TX companies
Owning a business in today’s world is more than a full-time job. If you are wondering if your firm has the insurance protection it needs, it may be time to consider a commercial umbrella insurance policy.
With an umbrella policy, you can provide even more protection for your company. Primary commercial policies typically have maximum payout limits that are in force throughout the policy’s life. This means that if you exhaust your primary policy, your firm may be financially liable for any damages that exceed the policy payout amount.
Don’t let this happen to your company! With a commercial umbrella policy, you are able to protect your assets, inventory, and other investments above the policy limit amount of your primary commercial policy.
We are here to walk you through your options and help you to determine if an umbrella policy makes sense for your company. We are a full-service insurance provider and want to work with the business owners in our community. If you have any questions about umbrella insurance or any type of insurance, please do not hesitate to reach out to us. We are here to help you protect your dedication and hard work. Call us today.
Give us a call and find out more!
If you are a business owner in the Sanger, TX area, you can rely on Hermes Insurance Solutions for all of your commercial insurance needs. Call today to schedule a consultation. We look forward to working with you!