Do I need umbrella insurance?

Most people think that if they have insurance, they are fully protected from any legal problems that might arise. However, what many people don’t know is that there are different types of insurance policies, and each one has its own specific purpose.

One such policy is called umbrella insurance, and it can provide extra protection in the event that something goes wrong. Hermes Insurance Solutions in Sanger, TX can provide you with a guide on what umbrella insurance is, what it covers, who needs it, how much it costs, and when is the best time to buy this type of policy.

Umbrella Insurance: What You Need To Know

Umbrella insurance is a type of insurance that provides extra protection in the event that you are involved in an accident or lawsuit. It can provide coverage for things like medical bills, legal fees, property damage, and more.

It is particularly useful for those who have significant assets, such as high net-worth individuals or families with young children. The cost of an umbrella insurance policy will vary depending on a number of factors, including the amount of coverage you need and your overall risk profile.

If you are concerned about protecting yourself from potential legal issues, it is a good idea to speak to a qualified insurance agent about your options. They can help you determine whether or not umbrella insurance is right for you, and they can also help you find the best policy at a price that fits into your budget.

Contact Us Today

If you have any questions about umbrella insurance and whether it might be a good idea for you to have a policy, give Hermes Insurance Solutions a call today. We proudly serve the Sanger, TX area. 

Can your TX-based business benefit from umbrella insurance?

Hermes Insurance Solutions is here to help business owners in the greater Sanger, TX area. Our team can assist with all insurance matters, including commercial umbrella policies. We are proud to serve the insurance needs of our community!

Benefits of umbrella insurance for TX companies

Owning a business in today’s world is more than a full-time job. If you are wondering if your firm has the insurance protection it needs, it may be time to consider a commercial umbrella insurance policy.

With an umbrella policy, you can provide even more protection for your company. Primary commercial policies typically have maximum payout limits that are in force throughout the policy’s life. This means that if you exhaust your primary policy, your firm may be financially liable for any damages that exceed the policy payout amount.

Don’t let this happen to your company! With a commercial umbrella policy, you are able to protect your assets, inventory, and other investments above the policy limit amount of your primary commercial policy.

We are here to walk you through your options and help you to determine if an umbrella policy makes sense for your company. We are a full-service insurance provider and want to work with the business owners in our community. If you have any questions about umbrella insurance or any type of insurance, please do not hesitate to reach out to us. We are here to help you protect your dedication and hard work. Call us today.

Give us a call and find out more!

If you are a business owner in the Sanger, TX area, you can rely on Hermes Insurance Solutions for all of your commercial insurance needs. Call today to schedule a consultation. We look forward to working with you!