Why All Renters Need Renters’ Insurance

When you are a renter, it’s important to protect what you have and to protect yourself from certain high costs that can become necessary. Because you don’t own the property, you don’t have to insure the dwelling itself- that’s for the landlord to do. What you need are a specific type of insurance that protects your property and your liability. If you rent, you need this important coverage. To get this policy, give us a call now at Hermes Insurance Solutions in Sanger, TX.

Protection for What You Own

As a renter, most to all of what you own will be inside your rented home. With so much in your home and the value of it all added together, it is worth a lot. That’s why you need renters’ insurance to protect it all. With this type of insurance, all of your belongings are covered by the policy. The policy covers a number of types of disasters, accidents, etc. When one of these happens and your possessions are destroyed, your policy will pay for you to replace them all. This coverage is highly important to have in place to protect yourself financially. 

Protection for Your Liability

As a renter, you are in charge of what happens inside your home. You might not own it, but you are responsible for what happens there. This means that if a third party came to your home and had an accident with injuries, you would be responsible for paying their medical bills and other expenses. When you have renters’ insurance, it will pay for these bills to protect you financially. 

Get Renters’ Insurance

If you rent and you don’t yet have renters’ insurance, there’s no time to waste. Give us a call today at Hermes Insurance Solutions in Sanger, TX to get started with a policy.